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Posted: Wednesday, 05 June 2013 5:40PM

Heritage Bank Completes Charter Conversion

Heritage Bank is now a state chartered commercial bank and will be regulated by the Kentucky Department of Financial Institutions and the Federal Deposit Insurance Corporation. President and CEO, John Peck says the charter conversion is the final step in a process that has been going on since Congress eliminated the Office of Thrift Supervision.

He adds that the public will see no change in the service from Heritage Bank.

However, Peck says shareholders could see a pleasant afterfect.

The Bank's new corporate title will be Heritage Bank USA, Inc. Peck says they believe in the current regulatory environment, having more direct access to decision makers who understand our specific markets is important to shareholders of HopFed Bancorp, customers of Heritage Bank, and to the communities that we serve.

HopFed Bancorp, Inc. is the holding company of Heritage Bank headquartered in Hopkinsville, Kentucky. The Bank has eighteen offices in western Kentucky and middle Tennessee as well as Fall & Fall Insurance of Fulton, Kentucky, Heritage Bank Wealth Management of Murray, Kentucky, Hopkinsville, Kentucky, Kingston Springs, Tennessee, and Pleasant View, Tennessee and Heritage Bank Mortgage Services of Clarksville, Tennessee. The Bank offers a broad line of banking and financial products and services with the personalized focus of a community banking organization. For more information about Heritage Bank and HopFed Bancorp, Inc., visit our website at

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