Habitat for Humanity is taking applications this month from low-income families for homeownership in Christian, Hopkins and Webster counties.
Executive Director Heath Duncan says Habitat for Humanity is an affordable housing ministry with a mission to eliminate substandard housing and make homeownership a reality for low-income families.
He adds that Habitat for Humanity says there are some responsibilities and financial ability to maintain the home.
click to download audioAccording to Duncan, he says the federal government has an area median income that helps Habitat determine who qualifies.
click to download audioHe adds that what most people don’t realize is Habitat is not a “giveaway program” and to qualify families need a decent amount of income and a decent credit score.
click to download audioDuncan says Habitat’s motto is built on sustainability and all of the families living in the homes have a mortgage payment.
click to download audioIn addition, he says they do require a down payment with some that come in the form of what they call “sweat equity”.
click to download audioFor more information, Duncan says you can call the Madisonville office or go to the Habitat for Humanity Pennyrile Region Facebook page or you can visit pennyrilehabitat.org. He adds they also have a satellite office in Hopkinsville located on Walnut Street.
